Workers’ Compensation & Employer’s
Bill Bailey Insurance Agency has Business Covered in WV and OH
State laws in West Virginia and Ohio require workers’ compensation and employer’s liability coverage. Our agents work hard to ensure precise class codes for your business and select a carrier that best suits your operations. It is our goal at Bill Bailey Insurance Agency to help you maintain profit in your business. Our carriers provide loss control, easy claims reporting and return to work services. Message us with any questions you have, or call us at (304) 375-4900 for an appointment to review your options in Williamstown, WV, or at our Reed-Sturm office in Elizabeth, WV.
Workers’ Compensation Coverage for WV and OH Business Owners
When an employee suffers a work-based injury, as an employer you are responsible to provide workers’ compensation. Workers’ compensation insurance is one of the most significant types of commercial insurance for businesses that employ others. This is especially true in a region that covers two states, West Virginia and Ohio. Workers’ compensation coverage addresses employee medical bills and recovery costs, as well as partially missing wages.
Coverage Benefits to Both Employer and Employee
Workers’ compensation can help cover medical bills and a portion of lost wages for employees who receive an injury or become ill at work or work-related events. Death benefits help pay for funeral expenses if a work-related event or disaster ends in a death. Workers’ compensation covers accidents that occur on the job and acts like a safety net for the unexpected. Return to work services include such matters as rehabilitation, and can even help with legal costs in the event the employee files a lawsuit.
Protect Your Company with Workers’ Compensation Coverage
If you are a business owner in West Virginia or Ohio without adequate insurance or are starting a new business with new employees, call Bill Bailey Insurance Agency today.