Insurance coverage

In West Virginia & Ohio

Bill Bailey Insurance Agency Believes in Serving Your Needs

When it comes to insurance coverage for your home, family, vehicles, business, and more, Bill Bailey Insurance Agency believes in serving your needs. You can count on the experience of our staff to provide you with the coverage you need at prices you can afford. In addition to coverage that includes outstanding insurance lines, Bill Bailey Insurance Agency also offers outstanding customer service for quotes and claims.

Personal and Business Coverages Offered by Bill Bailey Insurance

Our most popular insurances include:



Recreational Vehicle


Car Insurance

Homeowner’s Insurance

Business Insurance






Personal Auto

Personal Watercraft
Boats, Jet Skis, etc.

Property Insurance

Renters Insurance

RV Insurance

Scheduled Items

Vehicle Insurance


Types of Insurance Coverage We Offer in West Virginia and Ohio

Before you request a quote, we invite you to find more about the different types of coverage you can obtain through Bill Bailey Insurance Agency in Williamstown, and our Reed-Sturm office in Elizabeth, West Virginia. As an independent insurance agent, are here for you to prepare your individualized quote based directly on what you need.

Personal Insurance Coverage in West Virginia and Ohio

Obtain coverage for your home, otherwise known as homeowner’s insurance, to protect your personal living area and vehicles against unexpected loss due to damaging occurrences like fire, wind, hail, lightning, and theft. Vehicle coverage for autos and more – includes coverage for all types of vehicles—cars, trucks, motorcycles, boats, and RVs!

Insurance – Automobile:

Obtain coverage for one or more autos for you and your family members living in your household.

Insurance – Homeowners

Every homeowner needs adequate coverage for your structure, contents, and property liability. Review with us today!

Insurance – Commercial:

Do you operate a home-based business? Speak with our agent today to make sure you have adequate coverage for equipment and more.

Insurance – Recreational Vehicle:

Did you know homeowner’s insurance might not cover your RV out on the road? Our agent can review your recreational vehicle coverage to plan for the unexpected.

Car Insurance

Looking for car insurance? It is the same as ‘auto insurance.’ No matter what you call your vehicle, we offer great coverage!

Home & Liability:

If you are a homeowner, a home policy offers coverage for your contents, property, structure, and accidents that occur.

Personal auto & Personal Watercraft:

See auto and car insurance; most homeowner’s policies also provide coverage for storage of personal autos and other recreational vehicles, boats, jet skis, and more.

property insurance:

See home or homeowner’s coverage. Speak with our agent if you require property liability coverage for land without any structures or improvements.

Renters Insurance:

If you rent, you can obtain coverage for your contents, such as furnishings, appliances, equipment, or other valuables that are not included in the property owner’s policy.

RV Insurance:

Speak with our agent today to obtain coverage for your RV to insure your home-away-from-home against damage, theft, liability, and more.

Commercial Coverage for Your Business in West Virginia and Ohio

If you operate a small or mid-sized business in West Virginia and Ohio, rely on our experience to place insurance policies with the carrier(s) that suit your needs best. We have options when it comes to commercial insurance coverage for your business!

Commercial & Business Insurance:

Obtain full coverage for the commercial operations of your business, from top insurance providers. Speak with our agent today for business coverage that really works!

Scheduled Items:

Obtain coverage for important materials or equipment that are an integral part of your commercial operation. Our agent will work with your company to ensure all your scheduled items have adequate coverage.

Vehicle Insurance:

Whether your business uses specialty vehicles such as forklifts, cherry pickers, golf carts, utility vehicle, or other fleets of autos and trucks for deliveries or repairs, Bill Bailey Insurance helps keep your vehicles rolling with commercial coverage.


Speak with our agent today to review umbrella coverage that may be required for companies with multiple offices, branches, affiliates, or franchise locations.

Volunteer Fire Insurance Service (VFIS) in West Virginia

VFIS offers a portfolio of necessary insurance protection along with services designed especially for emergency service organizations in West Virginia. Bill Bailey Insurance Agency and VFIS of WV works with volunteer fire departments throughout the state covering the risks of emergency responders for the last 30 years.

Specialty Insurance Coverage in West Virginia and Ohio

Bill Bailey Insurance Agency offers specialty coverage for farms, religious organizations, and healthcare organizations. These three business industries require coverage that is tailored to meet a number of requirements for structures, equipment, and operations.

Volunteer Fire Insurance Service (VFIS) in West Virginia

While workers’ compensation (workers’ comp) and employer’s liability coverage are required for businesses, Bill Bailey Insurance Agency works hard to find the insurance carrier best suited to meet your needs. Our ultimate goal is to help you remain profitable.

Specialty Insurance Coverage in West Virginia and Ohio

For the past six years, Bill Bailey Insurance Agency has been working with Glatfelter Public Practice to write coverage for all sizes of public service districts in West Virginia and Southeast Ohio. Together, we cover municipalities, wastewater and sewer districts, and water entities.

Interested in a Coverage Quote from Bill Bailey Insurance Agency?

We hope you are now a little more informed about the type of coverage you need for your personal or business needs. Use our quote page to forward your request online or call our office nearest you today!